OUR EXPERTISE

Attractive
financing for
rolling stock

FEATURED PROJECTS

Our Work in Europe

30.06.2021

Switzerland

Financed amount € 300,000,000

30.06.2021

Luxembourg

Financed amount € 24,000,000

19.04.2021

Italy

Financed amount € 250,000,000

MORE PROJECTS

Our Services

EUROFIMA’s core activity and public mission consist of supporting the development of rail transportation in Europe by providing railway operators an efficient lending process.

Attractive loans

Lean loan documentation

Membership cooperative model

EUROFIMA finances railway equipment through borrowings or equity capital. EUROFIMA secures title to or obtains security interests deemed equivalent (in particular pledges) on or in respect of equipment.

EUROFIMA’s equity is primarily used for investments in liquid assets and, to a limited extent, for equipment financing contracts.

Making an
impact

3000

LOANS

200 .000

ROLLING STOCK FINANCED

90 billion

FINANCED IN CHF

0

LOAN LOSSES

4 .8

LEVERAGE RATING

41 .3%

BASEL III RATIO

Approval Process

EUROFIMA’s core activity and public mission consist of supporting the development of rail transportation in Europe by providing its shareholders, 25 national railway operators, and other railway bodies with cost-effective financing to renew and modernize their railway equipment. The eligibility criteria and general procedures for granting this support are outlined in EUROFIMA’s constitutive documents (Basic Agreement, Convention, Statutes) as well as in its Internal Policy Guide.

The conservative lending policy paired with the various layers of support granted in the constitutive documents result in a high-quality and resilient loan portfolio, which has never suffered a loss in the entire history of EUROFIMA.

Requests for financing from railway operators are evaluated through a thorough approval process consisting of three phases:

INTERNAL DUE DILIGENCE

Any investment decisions must only be made on the basis of the information memorandum and/or prospectus published in accordance with applicable law. Financial intermediaries who recommend investments in securities issued by EUROFIMA should ensure that the investors understand the risks attached to such investments. Users of this website must consult their investment advisers or other advisers prior to making any investment decisions.

Approval from governing bodies

By clicking "I agree" below, you confirm that you have understood the above legend and agree to comply with the restrictions and that (i) you are not a person to whom the communication of the information and documents contained on the website is restricted; (ii) you are not acting for the benefit of any such person; and (iii) you will not forward or distribute the information and documents contained on the following pages to any such persons.

MONITORING

By clicking "I agree" below, you confirm that you have understood the above legend and agree to comply with the restrictions and that (i) you are not a person to whom the communication of the information and documents contained on the website is restricted; (ii) you are not acting for the benefit of any such person; and (iii) you will not forward or distribute the information and documents contained on the following pages to any such persons.

Get in touch

FAQ

  • What is EUROFIMA?

    EUROFIMA European Company for the Financing of Railroad Rolling Stock is a supranational organization located in Basel, Switzerland. It was established in 1956 based on an international treaty signed by 25 European sovereign States so far.

  • Who are EUROFIMA's Member States?
    • Germany
    • France
    • Italy
    • Belgium
    • Netherlands
    • Spain
    • Switzerland
    • Luxembourg
    • Portugal
    • Austria
    • Greece
    • Sweden
    • Serbia
    • Czech Republic
    • Croatia
    • Hungary
    • Bosnia and Herzegovina
    • Slovakia
    • Slovenia
    • Bulgaria
    • North Macedonia
    • Montenegro
    • Turkey
    • Denmark
    • Norway
  • Who are EUROFIMA's shareholders?

    Deutsche Bahn AG
    SNCF Mobilités
    Ferrovie dello Stato Italiane S.p.A.
    SNCB
    NV Nederlandse Spoorwegen
    RENFE Operadora
    Swiss Federal Railways
    Luxembourg National Railways
    CP-Comboios de Portugal, E.P.E.
    ÖBB-Holding AG
    Hellenic Railways
    Näringsdepartementet, Sweden
    Akcionarsko društvo Železnice Srbije
    České dráhy, a.s.
    HŽ Putnički prijevoz d.o.o.
    Hungarian State Railways Ltd.
    Javno preduzeće Željeznice Federacije
    Bosna i Hercegovina d.o.o.
    Železničná spoločnost’ Slovensko, a.s.
    Slovenske železnice d.o.o.
    Holding BalgarskiDarzhavni Zheleznitsi EAD
    Javno pretprijatie Makedonski Železnici-Infrastruktura
    Željeznički Prevoz Crne Gore AD
    TCDD Taşımacılık A.Ş.
    Železnici na Republika Severna Makedonija Transport AD - Skopje
    Danish State Railways
    Norwegian State Railways

  • Who does Eurofima finance?

    Eurofima finances railroad rolling stock for public passenger transport services. For Eurofima rolling stock means wagons, locomotives and multiple units. Eurofima supports its shareholder railways as well as other railway bodies in renewing and modernizing their equipment.

  • Is EUROFIMA a bank?

    Eurofima is not a bank. It is a supranational organization that fulfils a non-profit maximizing mission to support the development of rail transportation in Europe.

  • I would like to have more information about EUROFIMA, who can I contact?

    Dr. Jacqueline Haverals
    Head of Shareholder and Strategic Relations
    Tel: +41 61 287 33 57
    E-mail: jacqueline.haverals@eurofima.org

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    EUROFIMA’s website can be viewed with any standard browser, such as Internet Explorer (version 7.0 or higher), Chrome or Firefox. Using older browser versions can lead to graphic anomalies. The latest versions of browsers can be downloaded from the related internet websites. Please note that you need to have javascript activated in order to use our website.