Lending

EUROFIMA finances the acquisition and modernization of railway equipment. Each financing amount is granted on a project basis and does not exceed 95% of the financed equipment value.

EUROFIMA’s lending activity fulfils a mission of public development and is not oriented towards profit maximization. In this respect it forwards its own funding cost including a commission rate. This rate depends on the credit rating of the respective member State and varies between 2.5 basis points and 50 basis points per annum.